Damage or Loss Appraisals

Damage or loss appraisals are prepared when jewelry has been lost, stolen, or damaged and are commonly required for insurance claim purposes.

Damage Appraisals
Prepared when jewelry has sustained physical damage. These reports:

• Document and describe the nature and extent of the damage

• Evaluate the item’s condition before and after the loss

• Determine the change in value resulting from the damage

Loss Appraisals
Prepared when jewelry has been lost or stolen. These appraisals rely on available supporting documentation, which may include:

• Prior appraisal reports

• Photographs

• Purchase records or invoices

• Comparable market data

The appraisal establishes a credible value conclusion to support insurance settlement.

Professional Standards
All damage or loss appraisals are prepared with careful analysis and clear documentation to meet insurance company review and claim requirements.